Five disability factors employers need to consider now.


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COVID has profoundly impacted the WCB. Learn what can be done to protect your business.


 1) COVID has delayed surgeries & rehab for injured workers, thus causing prolonged recovery periods. Meanwhile claims costs are spiralling, but you may be entitled to cost relief.   

2) Depression & anxiety are now presumptively covered by WCB. The incidence of expensive psych claims has since grown exponentially, with claim volume rising by 2700% in recent years contributing to premium increases of 40-200%. COVID will only add fuel to the fire. Is your team prepared to manage an influx of psych claims?  

3) Insurable earnings are no longer capped. This means injured workers are now entitled to 90% of gross earnings, without limitation, for the duration of their claim, i.e; someone earning $120K/yr is eligible for $108K in wage-loss. Do you have return-to-work plans to mitigate runaway costs?    

4) COVID & cheap oil will hamper revenue growth. Disability management tacks 2-5% onto EBITDA via reduced WCB premiums, lower group-benefit costs, curtailed hiring/training/absenteeism costs, so forth.  

 5) Standard CSA Z1011 is set for release shortly. Courts across Canada already refer to the draft Standard with respect to judging employers’ treatment of injured workers. Embracing Z1011’s best practices will help avoid run-ins with human rights tribunals and mitigate tortious claims. 

Call 1-877-572-1324 to speak with our 541 Eagleson Wynd, Edmonton T6M 0Y4 team for free

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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About Me

Ben Barfett, Principal and Consultant, has spent his life in the construction sector, specifically heavy civil, enviro, commercial, and energy. Having held senior roles in business development, technical advisory, and regional management, he earned his stripes in the field and in head office. Conscious of the interplay between commercial, legal, and execution aspects of construction, his business insights are informed by expertise in WCB policy and enhanced with disability-specific training.

Blue Collar Consulting

Blue Collar Consulting is a WCB and disability management firm. The company specializes in rapid and affordable disability solutions that advance current claims, contain the cost of future claims, and get injured workers back on their feet.