WCB Consulting
Disability management pays off.
WCB COST RELIEF AND RECOVERY
Claims costs stemming from compensable injuries are charged to an employer’s experience account thus contributing to higher premiums. However, the Board may choose to waive these costs under certain conditions. Seeking cost relief is a hassle-free proposition that often results in a substantial transfer of expenditures away from a company’s experience rating.
DISABILITY MANAGEMENT PROGRAM
Disability management is an investment in your bottom line. The cornerstones of a good program always include policy creation, modified work opportunities, and return-to-work planning. Tailored to your business and your priorities, Blue Collar points the way to discounted premiums while ensuring injured workers are looked after.
EMPLOYER ADVOCACY
Employers have a right to question decisions made on claims. If you feel your case deserves a second look, or if you’re unsatisfied with the results of a review process, Blue Collar can help take your appeal to the Decision Review Body or the Appeals Commission. Put our knowledge of WCB law to work for you.
CLASSIFICATION REVIEW
Companies may be inadvertently misclassified on their workers’ compensation policies. Classification errors can prove costly, as premium rates are based on a risk-weighted scale. If your company has been misclassified, or placed into category inconsistent with the primary scope of your operation, you may be paying too much.
FAQs
With you every step of the way.
We reduce premiums through: comprehensive claims analysis to uncover cost relief opportunities, identifying misallocated charges, implementing proactive disability management programs, developing effective return-to-work plans, managing claims to prevent costs from escalating, and ensuring proper industry classification for your business.
Our employer services include: active WCB claims management, cost relief and recovery analysis, disability program design and implementation, return-to-work planning, OHS compliance support, WCB appeals representation, classification reviews, and ongoing advisory services to protect your WCB account.
Without active management, claims costs can spiral unnecessarily. Workers may remain on benefits longer than medically required, costs may be improperly allocated, appeal opportunities are missed, premiums increase, and your company becomes vulnerable to future claims through inadequate return-to-work processes.
We have senior-level experience in engineering, resource and municipal infrastructure development, residential and commercial construction, and environmental remediation. Our construction industry background allows us to provide WCB services tailored to the unique needs and risks of construction businesses.
HR and Safety professionals often get bogged down with workers’ compensation administration, especially with increasing psychological injury claims. We handle the specialized WCB work so your team can focus on recruiting, retention, and injury prevention—their core competencies.
Yes. It’s increasingly difficult to earn or maintain good WCB ratings. We help preserve your good standing, prevent future premium increases, and often uncover additional savings opportunities even for well-performing companies. Prevention is easier than recovery.
Combined WCB and group benefit savings typically range from $100,000-$200,000 or more annually, depending on company size, rate group, and experience rating. An historical claims analysis often uncovers tens of thousands of dollars in immediate cost recovery opportunities.
