Benefits Explained
Determining entitlement to WCB benefits can be complex. Our mission is to help you understand and obtain the benefits you’re eligible for. Below is a brief overview of the primary benefits available to injured workers.
Temporary Benefits
- Wage-loss benefits: Money to replace part of your lost income while you recover.
- Medical benefits: Covers necessary medical treatment and services for your injury.
- Return-to-work services: Support to help you get back to work, like job search assistance or retraining.
- Expense reimbursement: Money back for certain costs related to your injury, like travel for medical appointments.
Additional Benefits
For those whose disability prevents them from doing house cleaning, yard work, snow shovelling or maintenance work, you may be eligible for:
- Housekeeping allowance (HKA): Financial assistance for the cost of hiring help with house cleaning tasks.
- Home maintenance allowance (HMA): Financial support to cover the expenses of hiring assistance for yard work, snow shoveling, and other maintenance tasks.
Permanent Benefits
If your disability is long-term, you may be eligible for:
- Economic Loss Payment (ELP): Like a pension, ELP helps make up for lost earnings due to disability. It’s paid monthly to provide ongoing financial support.
- Non-Economic Loss Payment (NELP): A lump sum payment for non-financial impacts of your injury, such as pain or loss of enjoyment of life. It's meant to compensate for the diminished quality of life resulting from your injury.
We’re here to guide you through the nuances of the WCB system, ensuring you understand your rights, the available benefits, and the necessary steps to take. Our expertise and personalised approach enable us to provide you with the support and representation needed to secure the benefits you deserve. Contact us today for help with your case.